The term that is maximum of do it yourself loan may be as much as 10 years also it cannot expand away from retirement or 60 years*(whichever is previous).
65 years for salaried people and 70 years for self-employed individuals.
You may get a loan as much as 100percent of improvement estimate at the mercy of a maximum 90% of its market value (whichever is gloomier) for the mortgage requirement as much as Rs. 30 Lakh. Improvement estimate shall be duly confirmed because of the Technical Officer.
Your property loan quantity depends upon your yearly earnings and capability to settle the mortgage. It is possible to enhance your mortgage loan quantity with the addition of a receiving co-applicant.
Determine Your Eligibility Now
*For loans above Rs. 30 Lakh, the mortgage to value applicable is supposed to be depending on the DHFL norm and policy instructions.
Interest Rate & Charges
Your house loan rate of interest begins from 9.75%* p.a. Learn more about fees and charges (*T&C Apply)
Modes of Repayment
You are able to spend your mortgage EMIs through:
- Electronic Clearing Service (ECS)/ nationwide Automated Clearing House(NACH)- predicated on standing directions, provided to your bank
- Post Dated Cheques (PDCs) – Drawn in your salary/savings account. (just for areas where ECS/NACH facility is certainly not available. )